YOURSAY | What is borrowed must be returned

YOURSAY | ‘We mustn’t encourage an entitled generation that awaits assistance and handouts.’

We told you so, Akmal says after govt admits hard to waive PTPTN loan

FitnessPro: You take a loan, you pay it back, whether it is a private or an educational loan. I think scrapping the National Higher Education Fund (PTPTN) loan repayment is a terrible idea.

It promotes laziness and causes the borrower to shrug off responsibility.

Whoever takes a loan for higher education should be educated enough to return the money so the next person can benefit from it.

If the person took the loan to be educated but is still living in poverty, it just shows the fund has been abused and misused.

The borrower would have benefited from the loan and be in the prime of their life. They should not be in a difficult position to repay it.

We must not encourage an entitled generation that awaits assistance and handouts.

Politicians should not demand for the loan to be scrapped. Those who think like this are short-sighted.

We are not a tremendously rich nation.

Sad Malaysian: @FitnessPro If they want to scrap it, then existing and past PTPTN borrowers should be rewarded with a tax credit throughout the repayment or settlement of their loans. Only then is it fair.

Some of us had to save a chunk of our salary to service the repayment until it was completed. No one decided to waive it for us then.

Please be considerate. Ministers in the past have already said - even RM1 is also appreciated.

R Venugopal: Train the young about moral values and abide by any contract they sign.

Teach them to repay loans taken regardless of whether it is from a bank or the government.

Previously, Umno/BN used taxpayers’ money to bail out failed bumiputera businesses and now the Pakatan Harapan government is no better.

We need to educate the entire leadership about paying up after borrowing and this should filter down.

Freethinker: Loans must be repaid. At any point, if the government decides to give free education for higher learning, it has to be given to the new student who qualifies and should not be retrospective.

It would be an injustice to those who borrowed and paid up their loans.

The government should not reward those who borrowed and chose not to repay while pressing the government to waive the loan.

Ayam Kampung: Abolishing PTPTN loan repayments is a foolhardy move. If you take a loan, then work to repay it. In full.

Youths nowadays prefer to spend their money on new phones and bikes instead of practising fiscal responsibility.

Why should the taxes I pay from my hard-earned money go to writing off loans for people who may not deserve it? Our tax money can be put to far better use.

Gulengtu: Why should PTPTN loan repayments be waived?

Present and past governments have failed the nation because they do not have the political will to introduce strict measures to enforce repayment, such as preventing those who wish to travel overseas from leaving the country if they don’t settle their outstanding income tax.

I am sure the majority of delinquent borrowers can repay their loans but do not feel a sense of responsibility to do so. It’s a culture inculcated by their parents and the country’s corrupt politicians.

God help Malaysia.

Pening: If we waive the PTPTN repayments, what about honest borrowers who paid up their loans in full?

We reward opportunists who refuse to pay, thinking the country owes them a living.

Three to four years of higher education are wasted if that is the kind of mindset our dear politicians are trying to cultivate.

This is like when our police give discounts for traffic offences. Why should I settle my summons earlier?

MarioT: If all the stealing and wastage are better managed, a chunk of the money can be used to offset the shortfalls.

The loans are essential to help create a well-educated and professional workforce for the country.

Only a small percentage have the financial means to pursue their higher education on their own.

VS: These are ungrateful freeloaders the government helped, but want everything for free.

They should be penalised for not living up to their commitment.

Graduates earning salaries can afford to return the money in instalments to the government.

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